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California Major Risk Medical Insurance Program

The California Major Risk Health Insurance Program (MRMIP) is a program of the Managed Risk Health Insurance Board that provides health insurance to California residents who cannot obtain coverage in the individual health insurance market due to their pre-existing conditions. Californians who qualify for the program contribute to the cost of their coverage by paying premiums. The state of California supplements these premiums to cover healthcare costs at MRMIP. Tobacco tax funds currently subsidize the MRMIP.

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